Who is covered under SSS?

Voluntary membership:

1. Coverage of Separated Members

A member who is separated from employment or ceased to be self-employed/OFW/non-working spouse and would like to continue contributing.

2. Coverage of Overseas Filipino Workers (OFWs)

A Filipino recruited in the Philippines by a foreign-based employer for employment abroad or one who legitimately entered a foreign country (i.e. tourist, student) and is eventually employed.

3. Coverage of Non-working Spouses of SSS members

A person legally married to a currently employed and actively paying SSS member who devotes full time in the management of household and family affairs may be covered on a voluntary basis provided there is the approval of the working spouse. The person should never have been a member of the SSS. The contributions will be based on 50 percent of the working spouse’s last posted monthly salary credit but in no case shall it be lower than P1,000.

When does the coverage of members take effect?

Effectivity of Voluntary Coverage

1. For an overseas Filipino worker – upon first payment of contribution, in case of initial coverage.
2. For a non-working spouse – upon first payment of contribution.
3. For a separated member – on the month he/she resumed payment of contribution.